Personal budget app for free#
Where can you get it? The Finspo app can be downloaded for free via the Apple App Store or Google Play. For example, the amount you could save each month by opting for a home loan with a lower interest rate.
Personal budget app full#
What kind of insights you ask? Well Finspo reckon that many Aussies don’t get the full memo when it comes to banking costs, so they’ll break down all the various fees and interest you’re actually paying then show you how much you could actually save by switching to a better value product. To do that users can sync up their home loans, credit cards, bank accounts and savings accounts from over 100 Australian banks and institutions, then Finspo will analyse that financial data and provide a range of personalised insights on an ongoing basis. Unlike the apps above which are aimed at providing a more ‘whole of finance’ approach, the Finspo app is all about shining a spotlight on the costs of banking.
Personal budget app update#
There are also personalised insights and there’s even a ‘safe spending’ feature which takes into account your income and debts to tell you how much you can spend on any given day.Ī range of accounts including bank accounts, savings accounts, home loans, credit cards, investments, superannuation and even insurance products can all be linked to MoneyBrilliant, or there’s the option to create and update accounts manually. transport or groceries) and get a clear picture of their net worth via their assets and liabilities. Users can create and track their own budgets, see their spending broken down into different categories (e.g. MoneyBrilliant bills itself as a ‘personal financial assistant’ for your smartphone, and given the features it offers, that’s not far off the mark.